Greg Allen and NEO Home Loans Introduction

In this video, we introduce Greg Allen from Neo Home Loans and explore what sets them apart in the mortgage industry.

All Things Credit

In this video, we dive into the basics of credit and its importance in the homebuying process.

Types of Mortgages

In this video, we dive into the different types of mortgages available to homebuyers.

Conventional Mortgages

In this episode, we explain  conventional mortgages.

VA Mortgages

In this video, we explore VA mortgages, a fantastic benefit exclusively available to veterans, active-duty service members, and eligible military spouses.

FHA Mortgages

This video dives into FHA mortgages, a popular option for first-time homebuyers and those with lower credit scores.

USDA Mortgages

In this video, we dive into the details of USDA mortgages, a unique loan program designed to help buyers in rural areas purchase a home with zero down payment.

But Interest Rates are SO High!

In this video, we tackle one of the most common concerns homebuyers have today—high interest rates.

Downpayment Assistance

This video covers down payment assistance programs that can help make homeownership more accessible.

Debt to Income Ratio (DTI)

In this video, we dive into the concept of debt-to-income (DTI) ratio, a key factor lenders use when evaluating your mortgage application.

Private Mortgage Insurance (PMI)

In this video, we explore Private Mortgage Insurance (PMI) and what it means for homebuyers.

Condominium Mortgages

This video covers everything you need to know about condo mortgages.

Mortgage Costs

Understanding the costs associated with obtaining a mortgage is a crucial part of the home-buying process.

Mortgage for Self Employed

We dive into the unique considerations for the self-employed borrowers.

What are Points?

What are mortgage points, and  can they save you money in the long run?

Thank You, Greg!

A huge thank you to Greg Allen with Neo Home Loans for taking the time to meet with us and help educate our clients!

About Patrick Vaeth and Chicago Title

Welcome to our new video series all about Title! We're kicking things off with a special guest, Patrick Vaeth, an experienced attorney with Chicago Title. In this episode, Patrick introduces us to Chicago Title, a trusted leader in the title industry, and explains what they do to ensure smooth and secure real estate transactions. Whether you're a first-time buyer, seasoned investor, or industry professional, this series will provide valuable insights to help you better understand the importance of title in real estate.

All About Deeds

Welcome to our "All About Deeds" episode, where we dive into one of the most important documents in any real estate transaction. Deeds are the foundation of property ownership, transferring rights from one person to another. In this video, we’ll break down the different types of deeds, what they mean, and why they matter. Whether you're buying, selling, or just curious about the process, this episode will give you the clarity you need about deeds!

Best Advice for Buyers and Sellers

What should buyers and sellers know about title to avoid surprises at closing? In this episode, Patrick Vaeth, attorney with Chicago Title, shares his expert advice. He explains why title insurance matters, how buyers can protect their investment, and what sellers can do to resolve potential title issues before they become a problem.

How to Protect Yourself as a Buyer

Buying a home is one of the biggest investments you’ll make, and protecting yourself is crucial. In this episode, Patrick Vaeth, attorney with Chicago Title, outlines the key steps every buyer should take, including verifying clear ownership through a title search and securing title insurance for long-term peace of mind. Get the knowledge you need to confidently navigate your real estate journey!

Payment Methods for Closing

What are the accepted payment methods for closing on a property? In this episode, Patrick Vaeth, attorney with Chicago Title, breaks down the payment options for closing costs and what you need to know to ensure a smooth transaction. From certified checks to wire transfers, Patrick explains the pros, cons, and best practices for securely handling your payments on closing day.

Do We have to Close at the Title Office?

Closing day is an exciting milestone, but do you really have to close at the title office? In this episode, Patrick Vaeth, attorney with Chicago Title, explores the options and shares insights on how the location of your closing can affect the process. Whether you choose the title office, a remote closing, or another location, Patrick explains how Chicago Title ensures a seamless experience.

Tax Prorations

What are tax prorations, and why are they part of the closing process? In this video, Patrick Vaeth, attorney with Chicago Title, breaks down how property taxes are divided between buyers and sellers based on the timing of the sale. Discover how prorations are calculated, why they matter, and what you need to know to ensure everything adds up at closing.

Title Fees

In this episode, Patrick Vaeth, attorney with Chicago Title, breaks down the various title fees you can expect during a real estate transaction. From title insurance premiums to recording fees, Patrick explains what these charges cover, why they’re necessary, and how they fit into the overall closing costs. Understanding title fees is key to a transparent and stress-free closing process, and Patrick provides the clarity you need to prepare.

Top Three Common Title Issues

In this episode, Patrick Vaeth, attorney with Chicago Title, reveals the top three title issues that can arise during a real estate transaction. From undisclosed liens to ownership disputes, Patrick explains the common challenges that buyers and sellers face and how they can be resolved. Learn what to watch out for and how to protect yourself from potential title problems before they cause delays at closing.

What Happens After Closing

In this video, Patrick Vaeth, attorney with Chicago Title, explains what happens after the closing is finished. From recording your property with the county to issuing title insurance and finalizing payments, Patrick provides a clear overview of the steps that ensure your transaction is fully complete and your ownership is secure.

What are Dower Rights

Dower rights can sometimes create unexpected complications in real estate deals. In this episode, Patrick Vaeth, attorney with Chicago Title, provides a clear explanation of what dower rights are, how they work, and why they matter. Learn how addressing these rights early can help you avoid delays and ensure a smooth closing process.

What is a Title Exam

What is a title exam, and why is it so important in a real estate transaction? In this episode, Patrick Vaeth, attorney with Chicago Title, explains the title examination process, which involves a thorough review of public records to verify property ownership and uncover potential issues like liens or claims. Learn how a title exam protects both buyers and sellers and ensures a smooth path to closing.

What is Escrow

Escrow is a term you hear often in real estate, but what does it really mean? In this episode, Patrick Vaeth, attorney with Chicago Title, dives into the purpose of escrow, how it works, and why it’s a critical part of closing. Discover how escrow ensures that funds and documents are handled securely to protect everyone involved in the transaction.

What is the Role of Title

The title process is a key part of any real estate transaction, but what does it involve? In this episode, Patrick Vaeth, attorney with Chicago Title, discusses the role of title in verifying ownership, resolving issues, and facilitating a seamless transfer of property. Gain a better understanding of why title work is vital for buyers, sellers, and the overall integrity of the closing process.

What is Title Insurance

What is title insurance, and why is it so important? In this episode, Patrick Vaeth, attorney with Chicago Title, explains how title insurance protects buyers and lenders from potential issues with property ownership, such as liens, claims, or errors in public records. Learn why title insurance is a must-have for safeguarding your real estate investment.

What to Expect at Closing (& Shameless Bakery Plug!)

In this episode, Patrick Vaeth, attorney with Chicago Title, gives you a complete rundown of what to expect at closing. From signing the final documents to receiving the keys, Patrick ensures you’re prepared for a smooth and exciting closing day. And when it’s time to celebrate, nothing beats a sweet treat from our favorite local spot, Let’s Eat Cake!

Thank You, Patrick

A huge thank you to Patrick Vaeth, attorney with Chicago Title, for sharing his time and expertise with us in this series. His insights have been invaluable in helping our clients navigate the complexities of real estate transactions with confidence. We truly appreciate his dedication and partnership!